SwapRent^SM with its embedded consumer financial products was not created just for foreclosures prevention. It also helps improve the existing low income family housing as well as the first time home buyers assistance programs due to its unique ability to offer alternative true housing affordability through an improved
methodology of the conventional shared appreciation concept. There are many other applications as well. For more detailed research information on broader application opportunities please visit http://www.SwapRent.com web site.

What this means is that many responsible low income families or first time home buyers could easily step in and purchase those already foreclosed properties with the help of the SwapRent^SM program through the city and county governments. When the local tax payer's funds or federal grants are not sufficient to affect this object of increasing local home ownership, the SwapRent program will be the great way to channel fresh new money from institutional and other
types of both domestic and foreign investors to the local economy. The bottom line is that the cities and counties will get to avoid many more empty boarded homes in their local neighborhoods and create many more new job opportunities for its citizens.

The SwapRent^SM based solution is endorsed and recommended by leading "housing study academics" (hyperlinked to news, press and blogs page) and many authoritative prominent public figures. There are also many public opinions and reviews on its usefulness through the various economic blogs on SwapRent^SM.

Mortgage brokers and real estate brokers would also be able to derive income through the new local job opportunities created throughout the nation by this new effort. These new job opportunities are as important as helping homeowners hold on to their homes for our economy to stay healthy and for our nation to avoid potential associated social problems.

This could also be a good opportunity for many public state and local pension funds to get involved to act as the initial "economic landlord" investors to provide the homeowners with the necessary fair and equitable monthly subsidies in order for them to hold on to their homes by acting as the "economic tenants" of their own homes. This would not only help the residents and the local economy of the cities and counties but also could fit very well with the pension funds' own
normal financing/investment objectives. Residential real estate investment such as single family houses has never been available as an asset class for institutional investors in the past due to various logistic problems until the advantages offered by the SwapRent^SM contracts become a reality. By adding the residential real estate exposures in their long term investment portfolios it will enjoy even more risk diversification benefits. Therefore the benefits are mutual. The investors will not be asked to do homeowners a favor. The transparent market pricing provided by REIDeX will ensure that this would be a bona fide free market based solution, not tainted by a taxpayers bailout or even an unnecessary charity image.